AI Revolution in Community Banking

April 4, 2025Posted inGeneral Management
The community banking sector, long defined by its deep-rooted customer relationships and localized decision-making, is at a transformational crossroads. Artificial Intelligence (AI) is no longer a distant concept or the exclusive domain of large financial institutions. It is here, rapidly reshaping how banks—big and small—operate, compete, and serve their customers. For sub-$10 billion regional and community banks, AI represents both an existential challenge and an unprecedented opportunity. And let’s be honest—nothing says ‘existential crisis’ quite…

Reading The Regulatory Tea Leaves

March 20, 2025Posted inFinance
Finance is, appropriately, a highly regulated industry. Unfortunately, political and ideological forces shaped much of the regulatory agenda over the years, and thousands of unintended consequences occurred.  The new administration brought with it the storms of change, and a somewhat euphoric reaction by many banks and other institutions impacted by the commitment to reduce regulatory burden and complexity. At the same time, safety and soundness remain non-negotiable foundational elements to our regulatory infrastructure, as well…

New Marketing Trends for Banks in 2025

February 21, 2025Posted inMarketing
Traditional banking delivery models are being challenged by digital advancements, changing customer expectations, and increasing competition from fintech companies. To keep up, banks must embrace innovative marketing strategies that not only attract new customers but also deepen relationships with existing ones. Among the hottest marketing trends in 2025 are: 1. Hyper-Personalization Through AI and Data Analytics Gone are the days of one-size-fits-all marketing. AI has opened new possibilities heretofore unimaginable. Marketing mavens are leveraging these…