2026 results are in. What’s ahead?

Posted inNewsletters, Strategy
The pace and magnitude of change emanating from on by the increased deployment of new, largely tech-driven tools and regulatory easing lead to optimism among bank CEO's these days. Banks are freer to focus on business opportunities more than they have been for some time. While the environment is far riskier than in past years due to highly volatile and unpredictable economic swings and policy making, the fundamentals of the US economy and the efficiency…

Today’s Strategic Opportunities Beyond Digital Transformation

Posted inStrategy
Regional banks are increasingly turning to digital tools to differentiate themselves. Simple examples range from integrating tools such as Yodlee's account aggregation and financial wellness tools into your digital platform to a stretch goal such as an omnichannel digital strategy. Investment in digital tools that fit your value proposition aimed at achieving specific goals (vs. “digital transformation”) can achieve simultaneously cost reduction and service enhancement results by  streamlining onboarding, enhancing fraud prevention, or enabling hyper-personalized…

Updated 2025 Outlook from Robert Albertson

Posted inStrategy
My outlook for banks and financials in 2025 can be summed up as one of cautious optimism.  While the market has expressed premature ebullience over Trump’s election, which definitely included strength in financial stocks, there are many loose and important ends still buried in uncertainties.  A sea change in variables is likely to unfold. Regulatory Relief:  Banks and financials will clearly benefit from a shift in tone and substance on the regulatory front.  Capital requirements…