Martech And Spotify

Daniel Ek originally conceived of Spotify as ‘the future of the record store’. People already knew what they wanted to hear; Spotify’s job was to help them find it. But in the early 2010s, the authors of Spotify Teardown write, as the likes of Apple and Amazon launched streaming services with equally large libraries, Spotify ‘began to transform itself’. It would no longer be ‘a simple distributor of music’. It was now ‘the producer of…

Life Lessons From Mark Turner

Mark Turner is an outstanding human being and a super-successful banker.  At a recent Forum he shared some of the many life lessons he has learned over time.  His wisdom overwhelmed me, his insights resonated with me.  Here are highlights of what he said for you and your team to consider, share and learn from. Basic advice Get all the experience you can in your twenties.  There is no substitute for actual experience, in part…

The Liquidity Crisis

The events of the past six weeks have been a stunning shock for many of us.  The lightening-speed unraveling of some of the industry’s most respected and analysts’ favorite banks has jarred us all.  Much has been written about the root causes, but no one described the situation more succinctly than my good friend Rodger Levenson, CEO of WSFS Bank. As a backdrop for this liquidity crisis, consider the following: Very low interest rates dating…