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Stuart Schneiderman is an insightful blogger (stuart.schneiderman@substack.com). He was introduced to me by my friend Tony Ross, Chief Credit Officer and EVP of Woodforest Bank. Stuart recently wrote an article about remote work that will certainly resonate among my CEO readers, who generally strongly feel that a traditional work environment is far more conducive to teamwork, collaboration and acculturation. Read it for yourself and form your own opinion. For a time it appeared that the…

Gen Z has been considered unworthy of a major marketing push by many supercommunity banks.  But the cohort is getting older (and more well-healed). Their preferences and concerns have evolved and are worthy of note. Gen Z is an intriguing generation from a financial behavior standpoint, raised on social media and information gathering from peers, who are far more trusted than any other source. As the Z’ers grow older and start improving their financial profile,…

Daniel Ek originally conceived of Spotify as ‘the future of the record store’. People already knew what they wanted to hear; Spotify’s job was to help them find it. But in the early 2010s, the authors of Spotify Teardown write, as the likes of Apple and Amazon launched streaming services with equally large libraries, Spotify ‘began to transform itself’. It would no longer be ‘a simple distributor of music’. It was now ‘the producer of…